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New York Construction Classification Premium Adjustment Program

The Flanders Group provides various Workers’ Compensation services to our clients in specific industries such as real estate owners and managers who also have a construction exposure. The New York ...

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NIOSH Statistics on Worker Safety for the Waste Hauling Industry

According to the National Institute for Occupational Health & Safety (NIOSH) there were 599 fatalities in the solid waste industry between 2003 and 2009. Most of these were from transportation ...

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Take Control of Your Experience Modification Factor – Drug Testing

Is your company preventing accidents before they happen through substance abuse programs? Studies have shown that by implementing drug testing and training programs you can significantly lower your Workers Compensation ...

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Take Control of Your Experience Modification Factor – Injury Prevention Programs

Could an Injury Prevention Plan reduce accidents for your company? Injury prevention programs are proactive processes that fix workplace hazards before they occur. After you’ve identified your major sources of ...

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Take Control of Your Experience Modification Factor—Risk Identification

Do you know what drives your most expensive Workers’ Compensation claims? By reviewing your accident and claim data you will be able to reduce your biggest claim types by identifying ...

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Managing Your Experience Modification Factor – Training and Performance

Having frontline supervisors and middle managers educated in Workers’ Compensation insurance basics helps them understand how they can influence the cost of a claim and as a result, your premium ...

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Take Control of Your Experience Modification Factor – Prompt Claim Reporting

Do you know how much late claim reporting costs your business? The Hartford wrote the definitive study on prompt reporting of Workers’ Compensation claims. They found: Injuries reported within 2 ...

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Take Control of Your Experience Modification Factor – Recovery At Work Programs

It’s proven that injured employees get well faster when they return to work as soon as it is medically safe to do so. A Recovery At Work Program will be ...

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Take Control of Your Experience Modification Factor – Hiring Practices

Did you hire your last Workers’ Compensation claim? Effective hiring practices are one way to control Workers’ Compensation claim costs and, in turn, control your experience modification factor. Fundamental hiring ...

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Taking Control of Your Experience Modification Factor – Introduction

Your “experience modification factor” compares your Workers’ Compensation claims experience to other employers of similar size operating in the same type of business – such as Waste Haulers, Landscaping contractors, ...

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