ESMTA LogoSince 1988, we have been the endorsed Insurance Program Manager for the Empire State Marine Trades Association. We offer members a host of insurance related solutions to help manage exposure to risk.

Our Marine Workers’ Compensation Safety Group is underwritten through the New York State Insurance Fund and encompasses marinas and recreational boat dealers. They share a common expiration date of March 31st and eligible members receive an upfront discount and the potential for a year-end dividend. In addition we are able to offer New York State Statutory Disability insurance at “members only” rates.

We have exclusive relationships with property, general liability, and auto insurance companies who are experts in marine industry specific coverage such as: marina operators legal liability, protection and indemnity, piers and docks, uncollectable storage charges, false pretense, truth in lending errors and omissions, title errors and omissions, and auto liability for boat trailers. Our team will do a thorough analysis of your business, identify your exposure to risk, and advise you of any potential gaps.

For more information contact Heather Dougherty at 800-462-6435 ext. 3229.

A few of our valued Marine industry clients

  • Rochester Yacht Club, Inc. (Rochester, NY)
  • Rich’s Custom Covers and Canvas Inc. (Niagara Falls, NY)
  • Mid Lakes Navigation Co., LTD (Skaneateles, NY)
  • Morgan Recreational Supply, Inc. (Victor, NY)
  • Beach Point Club, Inc. (Mamaroneck, NY)
  • Fogarty’s Lake Flower Marina (Saranac Lake, NY)
  • Rich Marine Sales, Inc. (Buffalo, NY)



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