When you look around your business, it’s obvious that you need to protect against damage to your buildings, equipment and staff. Less obvious–but no less important–is the risk of damage to other people and businesses, which could leave you paying out large sums if you are held liable.
General liability insurance mainly covers bodily injury to people outside of your business and physical damage to their property.
It’s important to note that general liability coverage doesn’t apply to cases where you are sued for giving inadequate professional advice. Errors & omissions insurance (E&O) can help to protect your business from that specific type of risk.
Your business needs general liability insurance if you ever meet clients (at your business or theirs), or have any physical access to their equipment.
General liability insurance is a common necessity for most businesses. We can help you to determine a policy that works for your unique business.