We know that you cannot outrun your risk, but you can be ready for it. What if a snow storm causes you to lose power to your building and your operations cease, or if a fire severely damages your building? You shouldn’t have to pay for this yourself, and with the right protection, you won’t have to. Our insurance advisors can help you identify gaps in coverage, look for ways to save money and keep your assets and income protected.
Workers’ Compensation Insurance
Workers’ compensation insurance covers employees injured on the job. Whether you are in New York or in multiple states, our experts can tailor a program for your specific needs.
Business Auto Insurance
Whether you have one vehicle or a whole fleet, we can help you implement custom coverage that will protect your business and personal assets from the additional exposure that commercial vehicles bring with them.
Cyber Liability Insurance
Cyber liability insurance protects your business against the expenses associated with a data breach. We’ll help you evaluate the data liability risks your business faces and find you a policy that meets your specific needs.
Errors & Omissions Liability Insurance (E&O)
Errors & omissions liability insurance protects any business that gives advice, makes educated recommendations, designs solutions or represents the needs of others. We’ll design coverage that will ensure that one simple mistake does not cause financial devastation.
Directors & Officers Liability Insurance (D&O)
Directors & officers liability insurance covers directors and officers for claims made against them while serving on a board of directors and/or as an officer. We’ll work with you to protect your organization’s greatest asset: your senior leadership.
Every company, regardless of size, is a potential target for white collar crime. We’ll work with you to design insurance coverage that helps you minimize risk and protects your business and your assets from theft, fraud and forgery.
Inland Marine Insurance
Inland marine insurance is coverage that protects your business property while it’s away from your business location. We’ll help you ensure that your property is protected not only at your location but also while it is off-site or in transit.
Fiduciary Liability Insurance
Fiduciary liability insurance protects individuals acting as ERISA fiduciaries against fiduciary-related claims of mismanagement of a company’s employee benefit plan. We’ll work with you to ensure that employee benefits are handled responsibly and your trustees are protected.
Paid Family Leave
Paid Family Leave is a mandatory benefit that is added as a rider to your NY Statutory Disability Policy. Our experts can guide you through the maze of payroll deductions, recordkeeping, and employee communication.
Pro-Active License Monitoring
Our license monitoring services will stay on top of all of the changes, updates or notifications regarding your motor vehicle; giving you peace of mind when you’re on the road.
Each industry has its own set of unique risks and requires specialized insurance to protect what matters most. Our insurance advisors have in-depth knowledge and experience with a variety of industries, including those featured below.
Nursery & Landscape Insurance
Nursery and landscape businesses face unique risks associated with pesticide application, using leased equipment, snowplowing operations and greenhouses. We have green industry solutions to provide the coverage you need.
The risks associated with owning a dealership are diverse, no matter what you sell. From workers’ comp to coverage for customers’ vehicles, we’ll help you navigate the complexities and design a policy that keeps your business running smoothly.
Refuse and Recycling Insurance
Our team will do a thorough analysis of your refuse business, identify your exposure to risk and advise you of any potential gaps.