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Manufacturer insurance in Rochester, Buffalo, Syracuse, Albany and NYC.

Manufacturers come in all shapes, sizes and product lines. But no matter what type of manufacturing business you’re in, there’s one thing in common: the need to protect your business. We can help you design the right manufacturer’s insurance policy.

If you make and distribute products, standard business insurance might not be enough. A dedicated manufacturer insurance policy covers the specific risks you face, leaving you free to concentrate on your business.

A key policy point to look for is a manufacturer’s selling price clause. This means that if your stock is damaged or destroyed by a covered event, you get a payout reflecting the price you would have sold the items for—not the price you paid for the raw materials.

You should also look for errors & omissions coverage. This goes beyond the usual business insurance that protects you against claims of property damage and injury caused by your products. It adds coverage for claims of financial losses. For example, if your customers say their business was hurt by a fault in your product.

Also consider product recall insurance, which kicks in if you’re forced to recall a product because it might cause harm. This insurance covers not only the costs of getting the product back to you, but also safely disposing of the stock. Some policies even cover legal costs or public relations expenses.

Since 1998, we have been the endorsed Insurance Program Manager for the Select Manufacturer’s Association of New York. We offer members solutions to help them control their Workers’ Compensation program costs.

Our Workers’ Compensation Safety Group is underwritten through the New York State Insurance Fund and encompasses machine shops and metal workers. They share a common expiration date of May 1st and eligible members receive an upfront discount and the potential for a year-end dividend. In addition, we offer New York State Statutory Disability at “members only” rates.

If you would like to learn more about why Manufacturers from across New York State trust The Flanders Group with their insurance, risk management and Workers’ Compensation needs, please call Mike Pollack at 585-485-5859Our friendly team of experts are here to help you manage your risk and lower your insurance premiums.

Let’s discuss your manufacturer insurance.

One of our insurance advisors will reach out to you to review your information and present you with the appropriate manufacturer insurance solution. There’s no obligation, just good-old-fashioned advice.
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The Flanders Group offers comprehensive manufacturer insurance throughout all of New York state, including Rochester, Buffalo, Syracuse, Albany, New York City and Long Island.